Zvishongo Iri Kupenya Investment kune Ramangwana Rako

rental

furati uye pandinotora zvinhu, ndinoona kuti handina masheya kana mabhondi, zvivakwa, uye handisi muridzi wemba yangu. Ndakanga ndakanganisa uye sarudzo dzisina mubvunzo nemari yangu kusvika zera repakati? Ndaizokwanisa here kuenda pamudyandigere?

Mukutanga 90s pandakanga ndiine makore makumi maviri-asinganzwisisike mudiki, pfungwa yekushandisa mari yangu yese yandakachengeta semubhadharo wepasi pafurati yakatya hupenyu kubva mandiri. Chii chandingaita kana dambudziko rekurapa, kurasikirwa kwemari, njodzi yechisikigo iyo inishuwarenzi yerenta haina kuvhara? Kuzvidya mwoyo kwakandisiya ndapera simba; musika wekugara wezvivakwa wakakwira nekukurumidza uye ini handichakwanisa kutenga mumutengo wangu. Mushure me2008, ndave ndichitya zvakanyanya kuita zvehasha mukudyara kwangu. Ndakanga ndarasikirwa nekamwe mari mutech heavy funds. Saka ndakave liquidlow goho maCD uye inochengetedza mari yeSEP IRA account. Pfungwa yekuti mari yangu haina kukura mumakore mapfumbamwe inondimutsa mudikita usiku, zvichikonzerwa nehope dzekutaipa pahwendefa nyowani kusvika Im 90 pane chero mhedzisiro yekuguma kuenda kumwedzi.

Nguva pfupi yadarika, ndanga ndichitsanangurira izvi kushamwari, nyanzvi yemakore makumi mana muzvigadzirwa zvekare uye zvakasainwa, Michael Khoridpour we.

M Khordipour

uye muvambi we

EstateDiamondJewelry.com.

Akatarisa pasi kune yakanaka Art Deco cushion yakachekwa Ceylon sapphire ine diamond yakatenderedzwa, iyo yakagara pachigunwe changu ndokuzonditarisa mudenga nemibvunzo.

Ah Michael, ndakati, Ndapedza zvakawandisa pakufunga kwangu nezvishongo zvekare uye zvenguva. Akabva angonanga zvekuti ndakaita sendashaya ndiri mubishi rekushushikana. Iye akati, Une bhokisi rekuchengetedza rekuchengetedza rizere neakare, akasainwa uye asingawanzo zvidimbu zvemhando yepamusoro izvo zvakabata kukosha kwavo uye/kana kukoshesa nekufamba kwenguva. Une zvinhu. Inogona kunge yakasiyana pane real estate kana bepa asi iwe wakaisa mari mune ramangwana rako.

Michael akajekesa zvimwe zvaidiwa pamamiriro angu ezvinhu. Ndanga ndichiunganidza zvishongo kwemakore makumi maviri nemashanu apfuura, ndakanga ndatenga zvimedu izvi kupemberera nguva dzakakosha muhupenyu hwangu, ndainakidzwa nekuzvitengera uye kuzvipfekedza zvakandipa kunakidzwa. Uye, kunyangwe ndaiziva kuti zvandaive nazvo zvaive nekukosha chaiko, ndakanga ndisati ndambofunga nezvezvishongo zvakatengwa semari yekuchenjera kare. Chifuva changu chakanga chisisanzwike sezvo chainge chave mu vice grip.

Mukutaura kune dzimwe nyanzvi dzezvishongo zvekare uye zvenguva uye vatengesi vane mukurumbira pasi rose vese vanofunga zvimwe zvimedu nemhando dzezvishongo sekudyara kuri kuviri kupeta kudyara murufaro rwako uripo neramangwana rako, anodaro Simon Teakle, aitungamira dhipatimendi rezvishongo pa. Christies New York kwemakore makumi maviri uye zvakare muna 2012 yakavhurwa

Simon Teakle Zvishongo zvakanaka

muGreenwich Connecticut, Kutenga zvisingawanzo uye zvakasainwa zvishongo zvemhando zvakafanana nekutenga unyanzvi hwakanaka, Teakle inoenderera mberi. Iwe unogona kuisa mari mairi uye inova chikamu chekunakidzwa kwako uye yako portfolio.

Kubva pabhiza semari kusvika kuroora, zvishongo sechinhu chakakosha itsika yakapihwa mutsika dzakasiyana munhoroondo yese.

Nguva yekupedzisira yandakatenga stock kana bond yaive kare kare; pese pandaizviita, ndairasa mari. Anotsanangura

Pat Saling

mutengesi ane mukurumbira pasi rose, wekare uye akasainwa, aishanda kuFred Leighton achitarisira mukurumbira uye zvisingawanzo kutengeswa zvishongo kwemakore makumi maviri asati arova ega muna 20. Ndakarega kuva nechokuita nebepa. Pandakanga ndadzidza zvakakwana uye ndarodza ziso rangu nemano angu okutenga zvishongo, yakanga iri mari yakashandiswa nokuchenjera muzvose zviri zviviri bhizimisi nomuunganidzwa wangu womunhu oga.

Saling anotaura nyaya apo mwanakomana wake akanga ari kuchikoro chakazvimirira muna 2008. Akanga anzwa shamwari dzake dzichitaura nezvekugariswa kwavakaitwa nevabereki vavo pasi kuti vatsanangure kuti vangasakwanisa kuenda kune dzimwe nzendo kana kuti mararamiro avaimborarama. Mwanakomana wangu akabvunza, Tarasikirwa here nemasheya edu nemabond?

Ini ndikati, Nhau dzakanaka ndedzekuti, hapana watakarashikirwa; nhau dzakatonaka ndedzekuti tine zvishongo panzvimbo. Anoenderera mberi achiti, Nhau dzakaipa ndedzekuti vanhu havasi kuzotenga kwechinguva. Nhau dzakanaka ndedzese zvatakaisa mari mune yedu yakachengeteka. Pandakanga ndichitsanangura, zvakandipa pfungwa yekuchengeteka ndichiziva kuti ndiri kutonga pane kusungirirwa mukusava nechokwadi kwemisika yemari.

Khoripour inopa, Zvishongo zvinotenderera uye kune mafungu uye mafambiro mumusika senge chero rimwe bhizinesi. Naizvozvo, Kuisa mari muzvishongo ndezvekuva nemoyo murefu kukwira masaisai iwayo uye kubatirira pazvidimbu uchinyatsoachengeta. Kana iwe wakatenga zvidimbu 20-30 makore apfuura, unenge watenga zvakaderera pane izvo zvekare, nguva uye zvimedu zvakasainwa zvinodhura nhasi. Uye kana iwe wakatenga zvisingawanzo uye zvakaringana zvimedu zvako zvichange zvachengeta kukosha kwavo uye vazhinji vachave vakakoshesa zvikuru.

Teakle anobvuma uye anowedzera, haufanirwe kutenga zvishongo sekudyara kwenguva pfupi kana usiri mubhizinesi. Paunenge uchitenga uine investimendi mupfungwa, iwe unofanirwa kuve wakakosha sezvinobvira pamhando uye mamiriro, hunhu uye kuti ndeapi mazita akasimba mukati uye masitaera muzvidimbu zvakasainwa. Izvi zvechokwadi zvine hupenyu hurefu kwavari asi iwe unofanirwa kudzidza kutenga izvo zvaunoda asi zvakare kutenga zvine hungwaru.

Kufanana nemhando ipi neipi yekudyara, kuunganidza zvishongo zvinoda kuti utaure nenyanzvi, verenga pamusoro penyaya uye uwane ruzivo rwakawanda sezvinobvira. Iwe unofanirwawo kuva nerudo rwekuzvarwa uye ziso rakanaka. Ini ndinoratidzika kunge ndakamisa kuda kwangu nhoroondo uye kunaka kwehunyanzvi hwezvishongo uye kunyaradza kwangu uye kunzwisisa kwechinyorwa kwete muunganidzwa chete asiwo chikamu chepodfolio yangu. Uye zvakanyanya kunakidza uye kunakidza kupfuura masheya uye migove mune mutual fund. Iwe haugone kupfeka izvo.

Saling anotsanangura, Izvi zvakakosha; unofanira kuda kuva muridzi uye kupfeka jewelry kuti unoda. Asi, iva wakangwara, uzvidzore uye uzvishongedze neruzivo.

Heano mazano mashoma kubva kune vese vatatu venyanzvi:

Khordipour: Dzidza nguva dzako dzenguva, simbi uye dzimba huru dzekugadzira kubva panguva yeArt Nouveau kusvika pakati pezana ramakore rechi20.

Teakle: Zvimedu zvakasainwa nevagadziri vane mukurumbira uye vanogadzira mafambiro enguva yavo kana kazhinji vanozochengeta kukosha kwavo uye nekukoshesa. Semuenzaniso: Bovin, Boucheron uye Cartier zvidimbu kubva panguva yeArt Deco; Van Cleef naArpels naVerdura kubva kuma40s kusvika pakati pezana ramakore; Buglari naDavid Webb kubva pakati pezana remakore.

Khodipour: Tarisa pane zvakakosha zveimba yega yega. Mienzaniso yeizvi inosanganisira Lalique Art Nouveau zvidimbu, Cartier Tutti Frutti masitayipi, Van Cleef. & Arpels ekutanga zvakavanzika zvigadziriso uye yekupedzisira 19th yezana Faberge dhizaini.

Kordipour: Kana zvidimbu zvikashomeka, zvinovawo zvakakosha. Usatarise dzimba dzakadai saRaymond Yard uye imba yemazuva ano yeJAR. Kune zvakare dzimba dzinogadzira matombo akanaka uye emhando yepamusoro akadai saOscar Heyman naBuccellati.

Teakle: Asi chenjera. Nekuti iwe unowana chidimbu chakasainwa hazvireve kuti ichave yakanaka investimendi. Idzo dzese dzimba dzakataurwa dzaive nemakore uye hadzisi dzese zvidimbu zvadzo zvaiunganidzwa kana mabasa makuru ehunyanzvi. Kana uchitenga wakasaina iwe unotofanira kutenga smart.

Khordipour: Pamusoro pezvo, zvimedu hazvifanirwe kusainwa kuti ive inounganidzwa uye yakasimba mari. Ivo vanofanirwa kuve vechokwadi, mune yakanakisa mamiriro uye mumiriri wenguva yavakagadzirwa. Semuenzaniso chaiwo akasarudzika asina kusaina Art Deco zvidimbu zvinoramba zvichionga kana vakasangana zvese izvi maitiro.

Saling: Kana uchitaura nezvenguva dzekare kunyangwe nguva dzemazambiringa (chiGeorgian kusvika kuma1970), hunyanzvi hwekugadzira, zvinhu zvemhando yepamusoro uye kushomeka zvese zvinokanganisa kukosha kwechinhu. Paunenge uine zvese zvezvinhu izvi zvichienda kune chidimbu uye chiri mumamiriro akanaka kwazvo, unogona kunzwa wakachengeteka kuti chidimbu chichabata mari yayo.

Saling: Muridzi wekare wechidimbu zvakare anowedzera kune kukosha kana iwe uri kutenga chishongo kubva kumutambi kana kuunganidzwa kwevanhu. Pane chikamu chidiki chidiki cheruzhinji chinokwanisa kutenga zvidimbu zvine mukurumbira, asi kana iwe ukagona kutenga kubva kune isingazivikanwe arbiter yestyle inokweretesa cache, kunyepedzera uye nyaya kune chidimbu icho chinowedzera kukosha kwayo.

Teakle: Vaka hukama uye gadzira vanobatika. Kana mutengesi, muridzi wechitoro kana nyanzvi yekutengesa akaziva kuti unofarira brand kana imwe nguva yenguva, vanokufonera kuti vakuzivise. Kune rumwe rutivi, kana uchida kutengesa, unogona kuenda kwavari kutanga kuti utenge zvidimbu zvavakakutengesera kana kukuisa kuti ubatane nemumwe munhu aigona. Zvishongo musika wepasi rose uye unoramba uchikura uye hukama hwawakavaka hunogona kuwedzera vateereri vako.

Saling: Matengero aunoita anokanganisawo kuti chidimbu chichakoshesa sei. Usatya kutaurirana. Mutengo uri nani waunowana kumberi kumagumo uchabatsira kana uchizotengesa.

Kunyangwe Ive ndikanyanya kugadzikana neruzivo rwandakasarudza zvakanaka uye ndakatenga zvakawanda zvezvimedu zvangu kare, inguva yekuti ndisiyane uye kufunga nezvekutaura kune chipangamazano wezvemari nezve mamwe mainvestimenti akangwara, uye pamwe kutenga imba pane kuroja imwe. .

Asi nguva pfupi yadarika, ndakamhanyira kune mutengesi wandakatenga kubva kwaari yakanaka platinamu Art Deco bracelet ine akasiyana madhaimondi akachekwa, isingawanzo kumiririra yenguva yenguva asi isina kusaina. Mutengesi akabvunza kana ndichiri nayo. Pandakamuudza kuti ndazviita, akandipa kashanu pane yandakabhadhara makore 15 apfuura. Ndinovimba handina kupotsa chikepe chiri padenga asi manzwiro angu emukati ndeokuti achakwira zvakanyanya mumakore gumi nemashanu anotevera. Inenge nguva yandingada kurega basa.

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