Ingabe Ubucwebe Buyimali Ekhazimulayo Yekusasa Lakho

ukuqashwa

ifulethi futhi uma ngithatha isitoko, ngiyaqaphela ukuthi anginazo izitoko noma amabhondi, izindlu ezithengiswayo, futhi anginawo umnikazi wendlu yami. Ngabe ngenze amaphutha kanye nokukhetha okungabazekayo ngezimali zami kuze kube yiminyaka ephakathi? Ngingakwazi ukuthatha umhlalaphansi?

Ekuqaleni kwawo-90s lapho ngimncane ngeminyaka engamashumi amabili nane, umqondo wokusebenzisa yonke imali yami engiyilondolozile njengenkokhelo ephansi endlini wangethusa kakhulu. Ngingenzenjani uma kunesimo esiphuthumayo sezempilo, ukulahlekelwa yimali engenayo, inhlekelele yemvelo engazange ikhave umshwalense wabaqashi? Ukukhathazeka kwangishiya ngikhubazekile; imakethe yezindlu zokuhlala yakhuphuka ngokushesha futhi angibange ngisakwazi ukuthenga ebangeni lami lentengo. Ngemuva kuka-2008, ngesaba kakhulu ukuba nolaka ekutshaleni kwami. Ngangilahlekelwe kancane ezimalini ezinzima ze-tech. Ngakho-ke ngaba ama-CD akhiqizayo aphansi kanye nezimali ezilondolozayo zama-akhawunti e-SEP IRA. Umbono wokuthi imali yami ayikakhuli eminyakeni eyisishiyagalolunye ungivusa ngijuluke ngendlela ebandayo ebusuku, okubangelwa amaphupho okuthayipha kuthebhulethi entsha efangled kuze kube ngu-Im 90 kunanoma yimiphi imiphumela emibi yokunqamuka kokuya esikhathini.

Muva nje, bengichazela umngane wami, uchwepheshe weminyaka engu-40 wezinto zakudala nezisayiniwe, uMichael Khoridpour we.

M Khordipour

nomsunguli we

EstateDiamondJewelry.com.

Wabheka phansi umcamelo omuhle we-Art Deco osikwe isafire yaseCeylon enedayimane elizungezayo, owawuhlala emunweni wami wabe esengibuka phezulu ngokubuza.

Oh Michael, ngithe, Ngichithe isikhathi esiningi ekuthathekeni kwami ​​ngobucwebe bakudala nobucwebe besikhathi. Waqonda ngqo ephuzwini lokuthi ngangibonakala ngilahlekile ngenkathi ngikhathazekile. Wathi, Unebhokisi lediphozithi yokuphepha eligcwele izingcezu zekhwalithi ephezulu zakudala, ezisayiniwe nezingavamile ezibambe inani lazo kanye/noma zaziswa ngokuhamba kwesikhathi. Unempahla. Kungase kwehluke kunezindlu ezithengiswayo noma iphepha kodwa utshale imali ekusaseni lakho.

UMichael wasinika ukukhanya engangikudinga kakhulu ngesimo sami. Bengilokhu ngiqoqa ubucwebe iminyaka engamashumi amabili nanhlanu edlule, ngangithenge lezi zingcezu ukuze ngigubhe izikhathi ezibalulekile empilweni yami, ngajabulela ukuzithengela futhi ukuzigqoka kwangijabulisa nakakhulu. Futhi, nakuba ngangazi ukuthi enginakho kwakunokulinganisa kwangempela, ngangingakaze ngicabange ngobucwebe obuthengwe njengokutshalwa kwezimali okuhlakaniphile ngaphambilini. Isifuba sami sasingasazizwa njengoba sasibanjwe i-vice grip.

Lapho bekhuluma nabanye ochwepheshe bobucwebe basendulo nezesikhathi nabathengisi abadumile emhlabeni wonke babheka izingcezu ezithile nezinhlobo zobucwebe njenge-investimenti ephindwe kabili kuwutshalomali enjabulweni yakho yamanje nekusasa lakho, kusho uSimon Teakle, owayephethe umnyango wobucwebe e- Christies New York iminyaka engu-20 bese ngo-2012 wavula

Simon Teakle Fine Jewelry

eGreenwich Connecticut, Ukuthenga ubucwebe obuyivelakancane futhi obusayiniwe kufana nokuthenga ubuciko obuhle, i-Teakle iyaqhubeka. Ungatshala kuyo futhi iba yingxenye yentokozo yakho kanye nephothifoliyo yakho.

Kusukela kubuhlalu njengemali kuya kumadoli omshado, ubucwebe njengempahla ebalulekile iyisiko eliye ladluliselwa kumasiko ahlukene kuwo wonke umlando.

Ukugcina lapho ngithenga isitoko noma ibhondi kwakukudala kakhulu; njalo lapho ngenza kanjalo, ngangilahlekelwa imali ngendlela ehlelekile. Kuchaza

UPat Saling

umthengisi wobucwebe odumile emhlabeni wonke, wevini futhi esayiniwe, obesebenza kwaFred Leighton eqondise osaziwayo nokuthengiswa kobucwebe obuyivelakancane iminyaka engama-20 ngaphambi kokuthi azihambele yedwa ngo-2002. Ngayeka ukuba nento yokwenza nephepha. Lapho sengifunde okwanele futhi ngicijile iso lami nekhono lami lokuthenga ubucwebe, kwakuyimali esetshenziswa ngokuhlakanipha ebhizinisini nasekuqoqweni kwami ​​siqu.

USaling uxoxa indaba ngesikhathi indodana yakhe isesikoleni esizimele ngo-2008. Wayeke wezwa abangani bakhe bekhuluma ngokuthi abazali babo babahlalisa phansi ukuze babachazele ukuthi bangase bangakwazi ukuya ohambweni oluthile noma ukuphila ngendlela ababephila ngayo. Indodana yami yabuza, Ingabe silahlekelwe amasheya namabhondi ethu?

Ngathi: “Izindaba ezinhle ukuthi asikho osilahlekeleyo; izindaba ezingcono nakakhulu ukuthi sinobucwebe esikhundleni. Uyaqhubeka, Izindaba ezimbi ukuthi abantu ngeke bathenge isikhashana. Izindaba ezinhle ukuthi konke esikutshalile kusesefweni sethu. Lapho ngichaza, kunginikeze umuzwa wokulondeka ngazi ukuthi ngiyalawula kunokuba ngixhumene nokungaqiniseki kwezimakethe zezimali.

I-Khoripour inikeza, Ubucwebe buyi-cyclical futhi kukhona amagagasi nezitayela emakethe njenganoma yiliphi elinye ibhizinisi. Ngakho-ke, Ukutshala imali kubucwebe kumayelana nokuba nesineke ukugibela lawo magagasi futhi ubambelele ezicucu ngenkathi uwagcina ngokucophelela. Uma uthenge izingcezu eminyakeni engu-20-30 edlule, uzobe uthenge okuphansi kunalokho okwakubiza kakhulu, isikhathi kanye nezingcezu ezisayiniwe namuhla. Futhi uma uthenge izingcezu ezingavamile nezilungile zizobe zigcinile inani lazo futhi abaningi bazokwazisa kakhulu.

U-Teakle uyavuma futhi uyanezela, akufanele neze uthenge ubucwebe njengotshalomali lwesikhashana uma ungekho ebhizinisini. Uma uthenga ucabanga ngokutshalwa kwezimali, kufanele ubaluleke kakhulu ngangokunokwenzeka kwikhwalithi nesimo, ukuvela kwayo nokuthi amagama aqinile akuzo kanye nezitayela zezingcezu ezisayiniwe. Lezi nakanjani ziphila isikhathi eside kubo kodwa udinga ukufunda ukuthi ungathenga kanjani okuthandayo kodwa futhi uthenge okuhlakaniphile.

Njenganoma yiluphi uhlobo lokutshalwa kwezimali, ukuqoqa ubucwebe kudinga ukuthi ukhulume nochwepheshe, ufunde ngendaba futhi uthole ulwazi oluningi ngangokunokwenzeka. Kumele futhi ube nothando lwangaphakathi neso elihle. Kubukeka sengathi ngidlulise uthando lwami ngomlando nobuhle bobuciko bobucwebe kanye nokunethezeka nokuqonda kwami ​​isihloko hhayi nje kuphela eqoqweni kodwa futhi nengxenye yephothifoliyo yami. Futhi ijabulisa kakhulu futhi ijabulisa kakhulu kunezitoko namasheya ku-mutual funds. Awukwazi ukugqoka lezo.

U-Saling uyachaza, Lokhu kubaluleke kakhulu; udinga ukufuna ukuba ngumnikazi nokugqoka ubucwebe obuthandayo. Kodwa, hlakanipha, uziphathe kahle futhi uzihlomise ngolwazi.

Nazi iziphakamiso ezimbalwa ezivela kubo bobathathu ochwepheshe:

I-Khordipour: Funda izikhathi zakho, izinsimbi kanye nezindlu ezinkulu zemiklamo kusukela enkathini ye-Art Nouveau phakathi nekhulu lama-20.

I-Teakle: Izingcezu ezisayinwe abaklami abadumile kanye nabahleli bezitayela besikhathi sabo noma ngokuvamile zizogcina inani lazo futhi ziyaziswa. Isibonelo: Izingcezu ze-Bovin, i-Boucheron ne-Cartier kusukela esikhathini se-Art Deco; u-Van Cleef no-Arpels kanye no-Verdura kusukela kuma-40s kuya phakathi nekhulu leminyaka; U-Buglari no-David Webb kusukela maphakathi nekhulunyaka.

Khodipour: Bheka izinto ezikhethekile zendlu ngayinye. Izibonelo zalokhu zifaka izingcezu zeLalique Art Nouveau, izitayela zeCartier Tutti Frutti, uVan Cleef. & Izilungiselelo zemfihlakalo zakuqala ze-Arpels kanye nemiklamo ye-Faberge yakamuva yekhulu le-19.

I-Kordpour: Uma izingcezu ziba yindlala, nazo ziba yigugu kakhulu. Unganaki izindlu ezifana neRaymond Yard kanye nendlu yesimanje ye-JAR. Kukhona nezindlu ezakha ubucwebe obuhle nobusezingeni eliphezulu njengo-Oscar Heyman noBuccellati.

Themba: Kodwa qaphela. Ngenxa yokuthi uthola ucezu olusayiniwe akusho ukuthi kuzoba utshalomali oluhle. Zonke izindlu ezishiwo zazineminyaka engasebenzi futhi akuzona zonke izingcezu zazo ezaziqoqwa noma imisebenzi yobuciko emihle. Uma uthenga usayiniwe kusafanele uthenge okuhlakaniphile.

I-Khordipour: Ngaphezu kwalokho, izingcezu akufanele zisayinwe ukuze zibe ukutshalwa kwezimali okuqoqekayo nokuqinile. Kudingeka zibe yiqiniso, zibe sesimweni esihle kakhulu futhi zimelele inkathi ezaklanywa ngayo. Isibonelo, izingcezu ze-Art Deco ezingabhalisiwe ezingavamile ziyaqhubeka nokwazisa uma zihlangabezana nazo zonke lezi zindlela.

I-Saling: Uma ukhuluma ngezikhathi zakudala nakuba zakudala (isi-Georgian kuya kuma-1970s), ubuciko obuhle kakhulu, izinto zokwakha zekhwalithi ephezulu kanye nokungatholakali kalula konke kuthinta indlela into ebaluleke ngayo. Lapho usunazo zonke lezi zinto ukuze uthole ucezu futhi lusesimweni esihle kakhulu, ungazizwa uvikelekile ukuthi ucezu luzobamba utshalomali lwalo.

I-Saling: Umnikazi wangaphambilini wesiqephu naye uzokwengeza inani uma uthenga igugu kumdlali we-actress noma iqoqo le-socialites. Kukhona iphesenti elincane kakhulu lomphakathi elingakwazi ukuthenga izingcezu ezidumile, kodwa uma ungakwazi ukuthenga kumxazululi wesitayela owaziwa kancane uzoboleka inqolobane, inkohliso kanye nendaba esiqeshini esikhulisa ukubaluleka kwayo.

I-Teakle: Yakha ubudlelwano futhi wenze othintana nabo. Uma umdayisi, umnikazi wesitolo noma uchwepheshe wezendali azi ukuthi unentshisekelo kumkhiqizo noma esikhathini esithile, uzokushayela ukuze akwazise. Ngakolunye uhlangothi, uma ufuna ukuthengisa, ungaya kubo kuqala ukuze uthenge izingcezu abakuthengisele zona noma uxhumane nomuntu ongakwazi. Ubucwebe yimakethe yomhlaba wonke futhi buyaqhubeka nokukhula futhi ubudlelwano obakhile bungakhulisa izethameli zakho.

I-Saling: Indlela othenga ngayo nayo ithinta indlela ucezu oluzothakazelelwa ngayo. Ungesabi ukuxoxisana. Intengo engcono oyitholayo ekuqaleni izosiza nakanjani uma uzothengisa.

Nakuba u-Ive ekhululeka ngolwazi engilukhethe kahle futhi ngathenga izingcezu zami eziningi kusenesikhathi, sekuyisikhathi sokuthi ngihlukanise futhi ngicabange ngokukhuluma nomeluleki wezezimali mayelana nokunye ukutshalwa kwezimali okuhlakaniphile, futhi mhlawumbe nokuthenga indlu esikhundleni sokuyiqashisa. .

Kodwa muva nje, ngihlangane nomthengisi engathenga kuye isongo elihle leplatinamu ye-Art Deco enezinhlobonhlobo zamadayimane, ukumelela okungajwayelekile kwenkathi kodwa okungasayiniwe. Umthengisi wabuza ukuthi ngisenayo yini. Lapho ngimtshela ukuthi ngikwenzile, wangithembisa ngokuphindwe kahlanu kunalokho engangikukhokhela eminyakeni engu-15 edlule. Ngithemba ukuthi angizange ngiphuthelwe isikebhe kusilingi kodwa umuzwa wami wamathumbu ukuthi uzokhuphuka nakakhulu eminyakeni engu-15 ezayo. Ngesikhathi nje ngingase ngifune ukuthatha umhlalaphansi.

amagama angukhiye: ubucwebe, ubucwebe bakudala, ubucwebe bokutshala imali, ubucwebe obungavamile.signedjewelry, i-vntage, i-antique, i-retro, i-mid-century