Kodi Zodzikongoletsera Ndi Ndalama Zowala za Tsogolo Lanu

yobwereketsa

nyumba ndipo ndikatenga katundu, ndimazindikira kuti ndilibe masheya kapena ma bondi, malo, kapena nyumba yanga. Kodi ndinali nditalakwitsa komanso zisankho zokayikitsa ndi ndalama zanga mpaka zaka zapakati? Kodi ndingathe kupuma pantchito?

Kumayambiriro kwa zaka za m'ma 90 pamene ndinali wocheperapo zaka makumi awiri ndi zina, lingaliro logwiritsa ntchito ndalama zonse zomwe ndasunga monga malipiro otsika panyumba linandichititsa mantha. Kodi ndingatani pakagwa ngozi yadzidzidzi, kutayika kwa ndalama, tsoka lachilengedwe lomwe inshuwaransi yobwereketsa sinalipire? Nkhawazo zinandisiya wopuwala; msika wanyumba zogona unakwera mwachangu ndipo sindinathenso kugula pamitengo yanga. Pambuyo pa 2008, ndakhala ndikuwopa kwambiri kuti ndiyambe kuchita zachiwawa m'mabizinesi anga. Ndinataya ndalama zambiri zaukadaulo. Chifukwa chake ndidakhala ma CD otsika mtengo komanso ndalama zosungira maakaunti a SEP IRA. Lingaliro lakuti ndalama zanga sizinakule m'zaka zisanu ndi zinayi zimandidzutsa ndi thukuta lozizira usiku, chifukwa cha maloto akulemba pa piritsi yatsopano ya fangled mpaka Im 90 kusiyana ndi zotsatira za kusamba.

Posachedwapa, ndinali kufotokozera izi kwa mnzanga, katswiri wazaka 40 muzodzikongoletsera zakale ndi zolembedwa, Michael Khoridpour wa.

M Khordipour

ndi woyambitsa wa

EstateDiamondJewelry.com.

Anayang'ana pansi pa khushoni yabwino ya Art Deco yodula miyala ya safiro ya Ceylon yokhala ndi diamondi yozungulira, yomwe idakhazikika pa chala changa kenako adandiyang'ana mmwamba modabwa.

O Michael, ndidati, Ndakhala ndikugwiritsa ntchito kwambiri zodzikongoletsera zakale komanso zodzikongoletsera zakale. Anafika poti ndinali nditasowa pamene ndinali ndi nkhawa. Anati, Muli ndi bokosi lachitetezo chodzaza ndi zidutswa zakale, zosainidwa komanso zosowa kwambiri zomwe zakhala zamtengo wapatali komanso/kapena kuyamikiridwa ndi nthawi. Muli ndi katundu. Zitha kukhala zosiyana ndi malo kapena mapepala koma mwayikapo mtsogolo.

Michael anandithandiza kumvetsa bwino vuto langa. Ndakhala ndikutolera zodzikongoletsera kwa zaka makumi awiri ndi zisanu zapitazi, ndidagula zidutswa izi kuti ndikondweretse nthawi zofunika pamoyo wanga, ndimakonda kuzigulira ndipo kuvala kumandipatsa chisangalalo chochulukirapo. Ndipo, ngakhale ndimadziwa kuti zomwe ndinali nazo zinali ndi mtengo weniweni, ndinali ndisanaganizirepo za zodzikongoletsera zomwe zidagulidwa mwanzeru m'mbuyomu. Chifuwa changa sichinamvenso ngati chinali chogwira molakwika.

Polankhula ndi akatswiri ena akale ndi anthawi ya zodzikongoletsera komanso ogulitsa otchuka padziko lonse lapansi amawona zidutswa zina ndi mitundu ya zodzikongoletsera kukhala ndalama zomwe zimakhala zopindika ziwiri ndikusungitsa chimwemwe chanu chapano ndi tsogolo lanu, akutero Simon Teakle, yemwe adayendetsa dipatimenti ya zodzikongoletsera. Christies New York kwa zaka 20 ndiyeno mu 2012 anatsegula

Simon Teakle Zodzikongoletsera Zabwino

ku Greenwich Connecticut, Kugula zodzikongoletsera zamtundu wamtundu umodzi ndizofanana ndi kugula zaluso, Teakle akupitiliza. Mutha kuyikamo ndalama ndipo imakhala gawo lazosangalatsa zanu komanso mbiri yanu.

Kuchokera ku mikanda monga ndalama kupita ku chiwongoladzanja chaukwati, zodzikongoletsera monga chuma chamtengo wapatali ndi mwambo umene waperekedwa m'zikhalidwe zosiyanasiyana m'mbiri yonse.

Nthawi yomaliza yomwe ndinagula katundu kapena bondi inali kale kwambiri; nthawi iliyonse yomwe ndinkachita, ndinkataya ndalama mwadongosolo. Akufotokoza

Pat Saling

Wogulitsa zodzikongoletsera wakale, wakale komanso wosainidwa padziko lonse lapansi, yemwe amagwira ntchito ku Fred Leighton kuyang'anira anthu otchuka komanso malonda osowa kwazaka 20 asanadzipange yekha mu 2002. Ndinasiya kukhala ndi chilichonse chochita ndi pepala. Pamene ndinaphunzira mokwanira ndi kuwongola diso langa ndi luso langa logula zodzikongoletsera, zinali ndalama zogwiritsidwa ntchito mwanzeru ponse paŵiri m’malonda ndi zosonkhanitsa zanga.

Saling akufotokoza nkhani ya pamene mwana wake anali kusukulu yachinsinsi mu 2008. Anamva anzake akukambirana za mmene makolo awo anawakhazika pansi n’kuwafotokozera kuti mwina sangapite maulendo enaake kapenanso kukhala ndi moyo umene ankakhala. Mwana wanga anafunsa, Kodi tataya masheya athu ndi ma bond?

Ndinati, Uthenga wabwino ndi wakuti panalibe wotayika; nkhani yabwino kwambiri ndi yoti tili ndi zodzikongoletsera m'malo mwake. Akupitiriza, Nkhani yoipa ndi yakuti anthu sagula kwa kanthawi. Nkhani yabwino ndiyakuti zonse zomwe tayika zili muchitetezo chathu. Pamene ndinali kufotokoza, zinandipatsa lingaliro lachisungiko podziŵa kuti ndine wolamulira m’malo momangika ndi kusatsimikizirika kwa misika yandalama.

Khoripour imapereka, Zodzikongoletsera ndizozungulira ndipo pali mafunde ndi zomwe zikuchitika pamsika ngati bizinesi ina iliyonse. Chifukwa chake, Kuyika muzodzikongoletsera ndikukhala ndi kuleza mtima kukwera mafunde amenewo ndikugwira pazidutswa ndikusunga mosamala. Ngati mudagula zidutswa zaka 20-30 zapitazo, mudzakhala mutagula zotsika mtengo kuposa zakale, nthawi ndi zidutswa zosainidwa lero. Ndipo ngati mudagula zosowa komanso zolondola zanu zikhala zasunga mtengo wake ndipo ambiri aziyamikira kwambiri.

Teakle amavomereza ndikuwonjezera kuti, musamagule zodzikongoletsera ngati ndalama zazifupi ngati simuli mubizinesi. Mukamagula ndi ndalama m'malingaliro, muyenera kukhala ofunikira kwambiri momwe mungathere pazabwino ndi momwe zinthu zilili, momwe zimakhalira komanso zomwe mayina amphamvu ndi masitayilo omwe ali mu zidutswa zosainidwa ali. Izi zimakhala ndi moyo wautali kwa iwo koma muyenera kuphunzira kugula zomwe mumakonda komanso kugula mwanzeru.

Monga ndalama zamtundu uliwonse, kusonkhanitsa zodzikongoletsera kumafuna kuti mulankhule ndi akatswiri, werengani nkhaniyi ndikupeza chidziwitso chochuluka momwe mungathere. Muyeneranso kukhala ndi chikondi chobadwa nacho ndi diso labwino. Ndikuwoneka kuti ndasokoneza chilakolako changa cha mbiri yakale ndi kukongola kwa luso la zodzikongoletsera komanso chitonthozo changa ndi kumvetsetsa kwa mutuwo osati kusonkhanitsa kokha komanso gawo la mbiri yanga. Ndipo ndizosangalatsa komanso zosangalatsa kwambiri kuposa masheya ndi magawo omwe ali mumagulu apakati. Inu simungakhoze kuvala izo.

Saling akufotokoza kuti, Izi ndi zofunika kwambiri; muyenera kufuna kukhala ndi zodzikongoletsera zomwe mumakonda. Koma, khalani anzeru, odziletsa ndikudzikonzekeretsa ndi chidziwitso.

Nazi malingaliro angapo ochokera kwa akatswiri onse atatu:

Khordipour: Phunzirani nthawi yanu, zitsulo ndi nyumba zazikulu zamapangidwe kuyambira nthawi ya Art Nouveau mpaka pakati pa zaka za zana la 20.

Teakle: Zidutswa zosainidwa ndi opanga odziwika komanso osintha mayendedwe anthawi yawo kapena nthawi zambiri zimasunga mtengo wake ndikuyamikiridwa. Mwachitsanzo: Bovin, Boucheron ndi Cartier zidutswa za nthawi ya Art Deco; Van Cleef ndi Arpels ndi Verdura kuchokera ku 40s mpaka pakati pa zaka za zana; Buglari ndi David Webb kuyambira mzaka zapakati.

Khodipour: Yang'anani zapadera za nyumba iliyonse. Zitsanzo za izi zikuphatikiza zidutswa za Lalique Art Nouveau, masitaelo a Cartier Tutti Frutti, Van Cleef. & Arpels koyambirira kwachinsinsi komanso mapangidwe a Faberge azaka za m'ma 1900.

Kordipour: Zidutswa zikasowa, zimakhalanso zofunika kwambiri. Osayang'ana nyumba monga Raymond Yard ndi nyumba yamakono ya JAR. Palinso nyumba zomwe zimapanga miyala yamtengo wapatali komanso yabwino kwambiri monga Oscar Heyman ndi Buccellati.

Mlongo: Koma chenjerani. Kungoti mupeza chidutswa chosainidwa sizitanthauza kuti chikhala ndalama zabwino. Nyumba zonse zomwe zatchulidwazi zinali ndi zaka zambiri ndipo si zidutswa zawo zonse zomwe zinali zosonkhanitsa kapena zojambulajambula. Mukamagula zosainidwa muyenera kugula anzeru.

Khordipour: Kuphatikiza apo, zidutswa siziyenera kusainidwa kuti zikhale zophatikizika komanso zokhazikika. Ziyenera kukhala zowona, zowoneka bwino komanso zoyimira nthawi yomwe zidapangidwa. Mwachitsanzo zidutswa za Art Deco zosasainidwa zapadera zimapitilirabe kuyamikiridwa ngati zikwaniritsa izi.

Kugulitsa: Polankhula za nthawi zakale ngakhale zakale (Chijojiya mpaka 1970s), kupangidwa kwabwino kwambiri, zida zapamwamba komanso kusapezeka konse kumakhudza kufunika kwa chinthu. Mukakhala ndi zinthu zonsezi kuti mugwiritse ntchito chidutswacho ndipo chili bwino kwambiri, mutha kukhala otetezeka kuti chidutswacho chidzasunga ndalama zake.

Saling: Mwiniwake wakale wa chidutswacho adzawonjezeranso mtengo ngati mukugula miyala yamtengo wapatali kuchokera kwa ochita zisudzo kapena gulu la anthu. Pali anthu ochepa kwambiri omwe angakwanitse kugula zidutswa zodziwika bwino, koma ngati mungagule kuchokera kwa anthu osadziwika bwino a styleit idzabwereketsa cache, chinyengo ndi nkhani ku chidutswacho chomwe chimawonjezera mtengo wake.

Teakle: Pangani maubwenzi ndikulumikizana. Wogulitsa, mwini sitolo kapena katswiri wotsatsa malonda akudziwa kuti mumakonda mtundu kapena nthawi inayake, adzakuyimbirani kuti akudziwitseni. Kumbali ina, ngati mukufuna kugulitsa, mutha kupita kwa iwo kaye kuti mukagulenso zidutswa zomwe adakugulitsani kapena kulumikizani ndi munthu amene angakwanitse. Zodzikongoletsera ndi msika wapadziko lonse lapansi ndipo zikupitilira kukula ndipo maubale omwe mwamanga amatha kukulitsa omvera anu.

Saling: Momwe mumagulira zimakhudzanso momwe chidutswacho chidzayamikirira. Osawopa kukambirana. Mtengo wabwinoko womwe mumapeza kutsogolo udzakuthandizani mukagulitsa.

Ngakhale Ive amakhala womasuka ndi chidziwitso chomwe ndasankha bwino ndikugula zambiri zanga koyambirira, nthawi yakwana yoti ndisinthe ndikulingalira zolankhula ndi mlangizi wazachuma pazachuma china chanzeru, ndipo mwina kugula nyumba m'malo mochita lendi. .

Koma posachedwapa, ndinathamangira kwa wogulitsa yemwe ndinagulako chibangili chokongola cha platinamu Art Deco chokhala ndi mabala osiyanasiyana a diamondi, chiwonetsero chosowa cha nthawiyo koma chosasainidwa. Wogulitsa anafunsa ngati ndinali nayo. Nditamuuza kuti ndatero, anandipatsa kasanu ndalama zimene ndinalipira zaka 15 zapitazo. Ndikukhulupirira kuti sindinaphonye bwatoli padenga koma malingaliro anga am'matumbo ndikuti akwera kwambiri pazaka 15 zikubwerazi. Ingotsala nthawi yomwe ndingafune kupuma.

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