Qwalasela kwaye uQinisekise iRingi yakho yokuBambisana nedayimani

Ngokubanzi, nawuphi na umsesane wokwenza idayimani uxabisa kakhulu kwaye umntu ofumana umvuzo ophakathi kufuneka athwale isixa esikhulu semali esinokulingana nomvuzo weenyanga ezintathu kunye nokonga okuninzi. Ngokucacileyo, utyalo-mali olunzima ngolo hlobo kufuneka lukhuselwe kuqala ngokuvavanywa kunye ne-inshurensi yeringi. Uvavanyo lukuvumela ukuba ube nexabiso lokwenyani leringi oyithengayo. I-inshurensi ikuvumela ukuba ubuyise imali ukuba iringi ilahlekile okanye idayimani yayo ithe yawa kwaye ayilandeleki. Kodwa uvandlakanyo kufuneka lwenziwe yingcali enobuchule kulo mmandla kwaye kufuneka iphathe izivumelwano ezinxulumene nepropathi. Ngelixa ukhangela iingcali zovavanyo lomsesane wakho wokubandakanyeka, yazi ukuba umxabisi unokuqeshwa yivenkile yamatye anqabileyo kwaye unokwenza abathengi bevenkile okanye abathengi bangaphandle. Kodwa qinisekisa ukuba uvandlakanyo lolwexabiso lokwenyani lentengiso yeringi hayi ixabiso olihlawulele ngeringi evenkileni. Oku kungenxa yokuba ivenkile inokukunika isaphulelo esingayi kuba lixabiso lokwenyani lomsesane. Kwakhona kuthintele uvavanyo olubeka ixabiso le-ring yakho phezulu kakhulu kunexabiso layo langoku lemarike njengoko le nkqubo ingekho ncam. Ngaphezu koko uya kulahleka xa ufaka i-inshurensi iringi. Oku kungenxa yokuba uya kube uhlawula ngaphezulu kakhulu kwi-inshurensi esekelwe kwixabiso eliphezulu lemarike leringi kwisatifikethi sovavanyo. Ngoko ke, ukuba iringi inexabiso elingaphezulu, buza isizathu sayo. Ngokubhekiselele kwi-inshurensi, yazi ukuba uninzi lwe-inshurensi yenzelwe ixabiso lokubuyisela, oku kuthetha ukuba inkampani ye-inshurensi iya kuthatha indawo yeringi ngokohlobo nangomgangatho. Ngokucacileyo, inkampani yeinshurensi ayizukuhlawula ngemali. Ngoku kucacile ukuba xa uphulukene nomsesane wothethathethwano, inkampani yeinshorensi kusenokwenzeka ukuba ikuhlawule isixa esilingana neringi abangakunika yona ngokuyibuyisela ngemithombo yabo, ukuba uyanyanzelisa ukuba ufumane imali. . Uninzi lwenkampani ye-inshurensi yobucwebe ayifuni, nangona kunjalo, ukucela uvavanyo kwingcali ezimeleyo kwaye banokuqesha umntu wabo wokuvavanya ngenjongo. Injongo emva koku kukufumana zonke iinkcukacha zeringi kunye nedayimane. Inkampani yeinshorensi ijolise ekufumaneni inkcazelo echanekileyo nepheleleyo yedayimani kunye nexabiso layo langoku lemarike. Kungangcono ukuba uvavanyo lweringi yakho lukhankanye nayiphi na ingxelo yohlelo lwedayimani. Inkampani ye-inshorensi iya kuthatha isigqibo se-inshurensi ye-inshurensi kuphela xa iza nenkcazo eneenkcukacha kwisatifikethi sovavanyo. Omnye umthombo we-inshorensi yimigaqo-nkqubo yabaninimzi egubungela ubucwebe. Buza i-arhente yakho ngeemfuneko ze-inshurensi enjalo. Fumana ezinye iindlela malunga ne-inshurensi ngaphambi kokuba uhlawule umsesane wakho wothethathethwano